Conditions for Applying for AOW Voluntary Insurance in Tilburg

The application for AOW voluntary insurance in Tilburg follows strict national conditions, but with attention to local circumstances at the SVB. You must be at least 18 years old and not yet have reached AOW age. Applications are possible up to a maximum of 15 years before your AOW age, without overlap with previous periods of compulsory insurance. For Tilburg residents who have lived elsewhere, such as expats from the Noord-Brabant region or returnees from abroad, this insurance only supplements missing years before your Dutch residence, on condition of at least six months of residence in the Netherlands – ideal for residents of neighbourhoods such as Oud-Zuid or the Reeshof. The premium depends on your income and is adjusted annually to the minimum wage. Retroactive claims go back a maximum of three years. According to article 10, paragraph 2 AOW, the application must be submitted in writing to the SVB in Tilburg (Spoorlaan 140), with documents such as passport, residence permit and proof of Tilburg address via the Personal Records Database (BRP) at the municipality. Local rejections occur in cases of insufficient financial capacity or prescription of periods. In Tilburg, experts from the WMO counter or financial advisors at Rabobank Tilburg recommend making a yield calculation before applying, because the benefit only yields returns after years for pensioners in the city.