Exceptions to AOW Voluntary Insurance Abroad for Tilburg Residents

The AOW voluntary insurance has various exceptions that are essential for residents of Tilburg who emigrate. For example, if you move from Tilburg to a treaty country such as Australia or Canada, automatic coverage often applies without voluntary premium payments via the SVB in Tilburg. For non-treaty countries such as Thailand or the US, voluntary insurance is mandatory to prevent pension gaps, especially relevant for the many Tilburg expats in these regions. A crucial exception is the 'fictitious insurance' for those who lived in the Netherlands, including Tilburg, before 1951 and emigrated. EU citizens from Tilburg also benefit from relaxed rules thanks to Regulation 883/2004. As a Tilburg resident, if you are absent for longer than six months, you risk losing your entitlement, unless you submit an application in time to the SVB via the office in Tilburg or online. Note: in the case of dual nationality, your right may lapse if you declare another country as your place of residence. Practical advice for Tilburg residents: check your personal situation directly at the SVB office in the Midden-Brabant region. If the reference date (five years before AOW age) is exceeded, you must still pay premiums, sometimes retroactively. These rules prevent financial surprises for Tilburg pensioners and protect your pension rights.