Criminal Prosecution for Insurance Fraud in Tilburg

Insurance fraud in Tilburg falls under art. 326 and 359 Dutch Criminal Code: fraud and forgery. Maximum penalty: four years' imprisonment and €90,000 fine. The Public Prosecution Service applies the 90% transaction guideline for minor cases, but prosecutes systematic fraud in the region. Evidence: witnesses, forensic investigation and data exchange via FIOD. Insurers report via the National Insurance Fraud Reporting Centre, with intensive cooperation with local Tilburg police. Victims of fraudulent claims in Tilburg are deemed injured parties with speaking rights at the East Brabant District Court. Court of Appeal 's-Hertogenbosch, responsible for Tilburg, confirmed in 2022 that simulating injury is severely punishable, with recent cases involving fake whiplash following local traffic accidents. Civil non bis in idem does not apply; parallel proceedings before the sub-district court in Tilburg possible. Restitution of fine and compensation via WM3 rules. Prevention through education by the Municipality of Tilburg and AI detection by regional insurers. Annually around 500 reports in Central Brabant, with €15 million damage from fraud in the textile and logistics sectors. Suspects have right to counsel via the Tilburg bar and evidence request. International fraud affects extradition treaties, relevant for cross-border cases from the Moerdijk port area. This regime effectively discourages abuse in Tilburg. (212 words)