Partner Pension upon Early Retirement in Tilburg

In Tilburg, partner pension rights decrease significantly upon early retirement, with long-term tax implications for residents of this vibrant Brabant city. Standard accrual is 60-70% partner pension through your pension fund, but advancing by one year reduces this by approximately 5%. For tax purposes, the benefits fall into box 1 for the survivor, with possible inheritance tax above the exemption. Specifically for Tilburg employees at local employers such as the municipality or textile companies: check your policy with ABP or industry pension funds. Tips: supplement the gap with a survivors' pension insurance via Tilburg advisors or save tax-efficiently in box 3. From 2025, everything changes due to the Future Pensions Act, with more flexibility for flexible retirees in the region. Example: with 3 years early retirement in Tilburg, your partner loses €300 net per month for life, amounting to €108,000 over 30 years. Use online calculators from the Pension Federation or local offices in the Spoorzone. Choose risk coverage for flexible pension and consult a Tilburg financial planner for tailored advice.