Survivors' pension via Anw insurance in Tilburg

The General Survivors Act (Anw) provides survivors' pension upon death, comparable to the AOW voluntary insurance. For partners and children in Tilburg, you top up missing years to qualify for Anw benefit (max. 70% of AOW). This is especially relevant for stay-at-home parents in neighbourhoods such as Oud-Zuid or Het Zand, expats at companies like ASML in the region, and self-employed individuals without accrual in Tilburg's textile or manufacturing industry. Premium: €20 per month plus variable part, total approximately €250/year. Application via SVB, with advice point at the UWV office in Tilburg at Lovenslaglaan, up to 15 years before AOW age. Legal basis: Anw article 12 and Anw Decree. Benefit: partner receives 70% AOW if the deceased was fully insured; children 20-30%. Retroactive up to one year. Advantage: low costs, lifelong for children until 18 years. Disadvantage: no indexation on partner benefit. Alternative to AOW: prioritise Anw for young families in Tilburg-Noord. Example: topping up 10 years costs €2,500, yields €10,000+ upon death – ideal for entrepreneurs at the Haven. Combine with partner pension in disability insurance via local advisors. Check via SVB personal budget or the Juridisch Loket Tilburg. This way you financially protect survivors in the vibrant city along the Beneden Leij.