Direct Action Motor Vehicle Liability Insurance in Tilburg: rights after car accidents
In Tilburg and surrounding areas, as a victim of a traffic accident, you can directly activate your **motor vehicle liability insurance** (Wettelijke Aansprakelijkheid Motorrijtuigen) via **direct action**. You do not need to wait for the other party's insurer. Discover how this works, the steps you must follow, and where to go in Tilburg for legal assistance.
What does direct action entail for motor vehicle liability insurance?
With direct action, as a victim, you claim directly from your own **motor vehicle liability insurer**. Normally, you claim from the liable party's insurance, but here your insurer handles the payment and recovers it later. This accelerates the settlement, ideal for unknown or elusive counterparties.
Regulated in the **Motor Vehicle Insurance Act (WMV)** to efficiently support victims in regions such as Tilburg.
Legal basis
Laid down in:
- Article 6:167 **Civil Code (CC)** – Basic liability rules.
- Article 6:200 **CC** – Motor vehicle liability.
- **Motor Vehicle Insurance Act (WMV)** – Specific motor vehicle liability provisions.
For whom in Tilburg?
Applies to:
- Victims with personal injury or property damage from car accidents.
- Passengers and other road users (cyclists, pedestrians).
Step-by-step plan: activating direct action in Tilburg
Follow these steps for a claim:
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Report immediately:
- Call the police in case of injury or damage.
- Fill out the accident form (mandatory).
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Contact your insurer:
- Report within 7 days and indicate direct action.
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Provide evidence:
- Photos, witnesses, police or medical reports.
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Submit claim:
- Fill out damage form with repair costs or pain and suffering compensation.
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Await compensation:
- Your insurer pays out and recovers from the liable party.
Important deadlines
- 7 days: Prompt reporting to insurer.
- 3 years: Claim deadline (art. 3:310 CC).
Legal assistance in Tilburg
Need help? Visit the Legal Counter Tilburg, Spoorlaan 364 for free advice on motor vehicle liability claims and direct action. For complex cases: District Court of Zeeland-West-Brabant, Wilhelminapark 100.