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Alternatives to Deposit in Tilburg: Guarantee System and Bank Guarantees

Replace the deposit with guarantee system or bank guarantee in Tilburg: local costs, benefits and legal status for tenants in North Brabant.

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Guarantee System in Tilburg

Since 2015, the Waarborgfonds has offered affordable guarantees to tenants in Tilburg and surrounding areas as an alternative to cash deposits. For a one-time fee of up to €650 (depending on the rent price in the Tilburg region), you receive full coverage. Ideal for starters on the Tilburg rental market, where no interest is charged to the landlord. Popular option with housing associations such as WonenBreburg.

Bank Guarantee for Tilburg Rental Agreements

In Tilburg, the tenant often provides a bank guarantee in the amount of 1-3 months' rent, matching the average rental prices in the city (around €900-€1,200). Costs are 1-2% per year via local banks such as Rabobank Tilburg or ING. In case of default, the landlord claims directly from the bank, without legal hassle – convenient in the vibrant Spoorzone or around the University.

Advantages and Disadvantages Specific to Tilburg

OptionAdvantages in TilburgDisadvantages
DepositSimple and familiar to local real estate agentsTied-up capital, difficult with rising rents
Guarantee SystemLow fee, quickly arranged via WaarborgfondsLimited administration upon application
Bank GuaranteeNo cash tied up, flexible for studentsAnnual costs by banks

Legal Equivalence in the Netherlands

Article 7:249 of the Dutch Civil Code recognizes guarantee systems and bank guarantees as equivalent to the traditional deposit, also for rental agreements in Tilburg. The choice lies with the tenant, provided it is agreed with the landlord – no distinction in regions such as North Brabant.